VP, Credit Portfolio Risk Assessment & Monitoring (CPRAM), Risk Management Group Greater Singapore Area

Business Function:

Risk Management Group (RMG) works closely with our business partners to manage the Bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile.

Job Purpose:

As the Bank continues to grow strategically across the region against a backdrop of global uncertainty and volatility, we are exposed to new and emerging risks that may have significant impact on our credit portfolio quality. This role focuses on:

Appreciating macro and industry trends for proactive portfolio monitoring and review

Collaborating with relevant stakeholders for appropriate assessment and actions to manage risk events and their corresponding impact promptly and effectively

Building and enhancing risk assessment and monitoring tools

Reporting of credit portfolio risk concerns at risk committees

Responsibilities:

Proactively assess and monitor risks that will impact credit portfolio quality

Work with senior management to lead and execute credit portfolio reviews on countries/industries/segments

Contribute and/or prepare risk committee decks for credit portfolio updates to facilitate board and senior management oversight

Engage and work collaboratively with Credit Risk Managers and Relationship Managers across various locations and business units

Participate in credit portfolio review process improvement initiatives

Contribute in projects to enhance risk monitoring processes

Support data requirements and analysis for portfolio reviews and information for Investor Relations, Rating Agencies and MAS

Support ad-hoc research requirements (e.g. country/industry)

Be part of a transformational credit risk portfolio team leveraging on new technology and tools

Requirements:

At least a bachelor’s degree in Business, Finance, Accounting, Economics or a related field

At least 10 years of financial services experience including credit experience in corporate, commercial, or retail banking

Experience with credit products across multiple asset classes and within large banks

Good understanding of risk management and financial statement analysis

Strong command of Microsoft Office applications

Good analytical skills, with the ability to identify root causes and trends, and anticipate horizon issues

Detail-oriented with good data storytelling/presentation skills and the ability to communicate clearly and concisely to audiences of varying levels of seniority

Strong team player with good interpersonal skills, ability to build relationships and exert influence without direct authority

Motivated, self-driven with strong ability to multi-task and to take a hands-on approach

Location:

DBS Asia Central

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time