Chief Credit Officer

The Company is seeking a Chief Credit Officer to oversee credit administration, portfolio quality, and credit risk while partnering with commercial lenders to support responsible, profitable growth. Responsibilities include setting credit policies and underwriting standards; reviewing complex commercial loans; advising on loan structure, pricing, and risk mitigation; and monitoring portfolio performance, concentrations, and emerging risks. The role also leads credit staff, participates in credit committee decisions, reports portfolio trends to executive leadership and the board, and coordinates with regulators, auditors, and other professionals. The Chief Credit Officer will contribute to strategic initiatives involving lending growth, market expansion, credit appetite, and portfolio diversification. Candidates should have at least 10 years of progressive commercial banking experience, recent banking experience, and substantial expertise in both commercial lending and credit administration. Strong knowledge of commercial and industrial, commercial real estate, and construction lending is required, along with advanced skills in underwriting, financial analysis, global cash flow, loan structuring, risk ratings, and portfolio management. The role calls for experience leading credit teams and handling complex commercial transactions, as well as sound judgment, communication, and relationship-management skills. A bachelor's degree in finance, accounting, business administration, or a related field is preferred.