Interim Head of Credit Risk Transformation

The Company is seeking a Head of Credit Risk Transformation to lead the strategic and operational overhaul of credit risk, lending, and decisioning processes. The successful candidate will work closely with the Chief Credit Officer to define and implement a comprehensive transformation strategy that is in line with the company's risk appetite, regulatory obligations, and strategic objectives. This role requires a leader with extensive experience in credit risk management within the banking or financial services sector, capable of setting and achieving end-to-end transformation outcomes that enhance decision effectiveness, automation, controls, and operational efficiency. Key responsibilities for the Head of Credit Risk Transformation include defining and prioritizing credit risk requirements, providing functional leadership across multidisciplinary teams, and advising on strategic, risk, and investment matters. The ideal candidate will have a deep understanding of the UK banking regulatory environment, credit risk systems, and decision engines, and a proven track record of delivering measurable improvements. Strong leadership, executive influencing, and decision-making skills are essential, as is the ability to anticipate and respond to regulatory, market, and technological developments. The role demands a professional who takes responsibility, is customer-focused, and can effectively manage the risks associated with the position.