Vice President, Consumer Lending, Product Innovation & Credit Analytics

The Company is seeking a Vice President to provide strategic and operational leadership for consumer lending, product innovation, and credit analytics. The role oversees lending operations across underwriting, funding, fulfillment, and digital channels, while driving portfolio growth, product development, process improvement, and expansion into new markets. Responsibilities include leading lending and analytics teams, managing loan origination systems and vendor relationships, and developing data-driven approaches to credit risk and operational efficiency. The Vice President also ensures lending practices, disclosures, reporting, and model governance meet applicable regulatory requirements. Candidates should have at least 15 years of financial industry experience, including five or more years in senior consumer lending management. A bachelor’s degree or higher is preferred, though relevant experience may substitute; formal education or experience in data analytics, artificial intelligence, and model governance is required. Strong knowledge of consumer lending regulations, analytical and decision-making ability, and excellent communication and leadership skills are essential. Experience with process improvement methods is important, while a master’s degree, Agile or Lean Six Sigma experience, and a compliance officer designation are preferred.